FEES & CHARGES

Fees
at a glance

Every MayPay Asset Link card fee in one place — annual fee, purchases, withdrawals and account services.

0USD

Annual fee

0

Local purchases

1.5%

Overseas purchases

2%

ATM withdrawal

MayPay Card Fee Schedule

HKD Account
Card Annual feeFree-
Default Currency Transaction0Base currency: USD. Charge fee waived.
Cross-border/Non-default Currency Transaction1.5%-
ATM Cash Withdrawal2%2% handling fee charged by local bank ATMs.
Expired Card Renewal/Replacement400HKD-
Card Reissue400HKD-
Penny Amount Online TransactionFreeMinimum 0 USD
Decline(caused by cardholder)0.5USDThe first 3 times of each month is waived. Payment declined due to insufficient balance or incorrect card information entered during payment will be charged.
Chargeback0.5USD-
cryptocurrency conversion fee2%For the cryptocurrency conversion fee

For full terms, see Platinum Card Terms and Conditions

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Fraud alert

Dear customer,We have recently found that fraudsters have copied the MayPay app to scam mainland Chinese residents, even displaying our official contact details. Please stay alert and note the following:1. We never collect RMB from mainland customers (via bank card, Alipay, WeChat transfer, etc.);2. Fraudsters impersonate HSBC — MayPay has no affiliation with HSBC;3. Fake apps let anyone register without SMS verification;4. Fake apps cannot be logged out of, or cannot be logged back into afterwards;5. Fake apps skip KYC, so any identity details can be entered;6. Deposit receipts in fake apps cannot be opened.Please download only through official channels; fraudsters mainly spread QR codes. Do not trust online ads offering free cards, high rebates or investment returns. Our only official website.MayPay Operations