| HKD Account | ||
|---|---|---|
| Card Annual fee | 13USD | - |
| Local payment | 0 | - |
| Cross-border/Non-default Currency Transaction | 1.5% | - |
| ATM Cash Withdrawal | 2% | 5 USD per transaction, with a 2% handling fee charged by local bank ATMs. |
| Expired Card Renewal/Replacement | - | |
| Card Cancellation( by manual service) per card per time | 80HKD | - |
| Card Reissue | 500HKD | - |
| Dormant Fee( Monthly) | 50HKD | Inactive within 6 months of purchase or no transactions within 6 months after card activation, Dormant Fee will be charged in the 7th month |
| Long-term dormant account management fee( Monthly) | 300HKD | Immediately after 6 months after the dormant account administration fee is charged, the account will be considered long-term dormant and will be billed monthly for the 7th month |
| Statement Issuance Fee | 30HKD | - |
| Penny Amount Online Transaction | 0.07USD | Minimum 0.1 USD |
| Decline(caused by cardholder) | 0.5USD | The first 3 times of each month is waived. Payment declined due to insufficient balance or incorrect card information entered during payment will be charged. |
| Overdue interest | 0.005%/Day | - |
| Chargeback | 0.5USD | - |
| Top-up | - | - |